For homeowners

A number you can act on —
before you trust anyone
with your home.

You answer a short, plain-language intake. Twenty minutes later you hold a structured, ABEX-indexed renovation report — the energy roadmap, the subsidies that pay for it, and a figure your bank, insurer and notary will actually accept.

Your answers become a document the people who matter take seriously.

No three-week wait for a contractor to visit. No spreadsheet you cobbled together. Qote turns a few guided answers into a calibrated estimate, finds the regional grants you qualify for, and has a human in our Brussels office sign it off before it reaches you.

  • Plain-language intake — EN · FR · NL, no jargon
  • Drop your PEB and we skip four questions
  • Refundable if it isn't loan-ready
YOUR QUOTE, TAKING SHAPERUE DU BAILLI 47
01 · You answer

“Townhouse in Ixelles. Insulate it and redo the kitchen.”

A short chat — property, rooms, finish level. You drop your PEB certificate and skip the technical questions.

142 m² · built 1924PEB E
ScopeKitchen · façade · roof
02 · We structure it

A line-itemised estimate, ABEX-indexed.

Every work package priced against Belgium's construction index — envelope, systems, finishes — never guessed.

Exterior wall insulation · 95 m²€ 4,200
Heat pump · air/water 12 kW€ 11,500
Sub-total · ABEX 18A€ 62,610
03 · We find what pays for it

The subsidies you qualify for, matched.

Renolution, Sibelga and regional premiums matched to each eligible work package — quoted from the official formula.

Renolution · insulation + glazing− € 10,320
Sibelga · heat pump− € 4,500
04 · You hold the report

A net cost that's loan-ready.

A 14-page PDF, human-signed — the figure your bank, insurer and notary will file without a second look.

Sub-total · ABEX-indexed€ 62,610
Subsidies unlocked · 6 programmes− € 14,820
NET COST · loan-ready€ 47,790
01 Why homeowners use Qote
01 · Fast

A defensible quote in twenty minutes

No site visit, no three-week wait, no chasing builders for a number. You answer a guided intake and the report is in your inbox the same day.

20 minfirst click to PDF
02 · Subsidies

Every grant you qualify for, matched

Renolution, Sibelga, Mijn VerbouwPremie, Primes Énergie — matched per work package and per region, quoted from the official formula, never estimated by feel.

− € 14,820avg. matched this typology
03 · Energy

The energy roadmap, costed

See exactly which works move your PEB class, what each one saves per year, and the payback — so you spend on the euros that actually move the needle.

E → B− 62% energy demand
04 · Trust

Human-reviewed, not auto-generated

A reviewer in our Brussels office checks the assumptions and signs every report before it leaves the building. AI does the structure; a person stands behind the number.

100%signed before delivery
02 Accepted where it counts

Built to be filed at the bank,
the insurer, the notary — and read by your architect.

A Qote isn't a back-of-envelope figure. It's ABEX-indexed, line-itemised and signed — the kind of documentation a credit officer, a claims handler or a notary can put straight into a dossier.

FINANCING Your bank A loan-ready net cost for mortgage & renovation-credit dossiers.
CLAIMS Your insurer A sourced rebuild & repair valuation for claim and policy files.
DEEDS Your notary A defensible works figure for sale, purchase and deed records.
DESIGN Your architect A pre-design cost checkpoint to brief the project against — before fees.
03 Energy efficiency

See the class jump before you spend the money.

Every Qote carries your PEB position today and the path to a better class — with the cost, annual saving and payback on each step.

PEB CERTIFICATE · IXELLES 1050 kWh / m² · yr
A≤ 45
B85
AFTER QOTE · 118 kWh
C150
D210
E275
CURRENT · 312 kWh
F345
G> 345
− 62%energy demand
− 4.2 t / yrCO₂ avoided
+ € 18,200property value uplift
04 Compare your offers to ours

Already have a builder's quote? Hold it up to ours.

Upload the offer you received and Qote benchmarks it against the ABEX index line by line — so you can see where it's fair, where it's steep, and the subsidies it forgot to mention.

UPLOADEDYour builder's offer
Exterior wall insulation · 95 m²€ 5,900
Heat pump · air/water€ 13,200
Triple glazing · 8 units€ 7,400
Subsidies identifiednone ✕ not mentioned
Energy roadmap / PEB path✕ missing
Net cost stated€ 64,200
ABEX-INDEXEDThe Qote benchmark
Exterior wall insulation · 95 m²€ 4,200
Heat pump · air/water€ 11,500
Triple glazing · 8 units€ 6,720
Subsidies matched · 6 programmes− € 14,820
Energy roadmap · PEB E → Bincluded
Net cost · loan-ready€ 47,790
− € 16,410 difference once the index is applied and the subsidies are matched. The benchmark is yours to take into the negotiation.

Twenty minutes from now,
you could hold the number.

· 20 minutes to PDF · ABEX-indexed · refund if it isn't loan-ready

Guides for homeowners

All articles →
Subsidies

The Brussels renovation grants you can still claim in 2026

A plain-language walk-through of Renolution and Sibelga premiums — who qualifies, how much, and the order to apply in.

14 May 20266 min read
Financing

How to present a renovation budget your bank will accept

What a loan-ready dossier actually contains — and the three things that get a renovation credit rejected.

28 Apr 20265 min read
Energy

Worth it? The four works that move your PEB class most

Ranked by cost per class jumped, across 1,240 Brussels typologies — so you spend where it counts.

02 May 20268 min read